Live Network

Move
Money.

Zero-latency yield on the ledger. The world's first global on-chain payment network.

10,000 TPS

Throughput Capacity

800ms

Avg Finality

$0.00

Gas for Users

0.50%

Merchant Fees

How it works

01/CAPTURE

contactless

Tap Your Phone

Hold your Apple Wallet or Google Wallet pass near the merchant terminal. NFC does the rest.

02/VALIDATE

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Confirmed On-Chain

10,000+ nodes validate the transaction on Monad. Final in 800ms. No disputes, no reversals.

03/LIQUIDATE

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Funds Available

USDC settles to the merchant wallet instantly. No hold periods, no intermediaries.

B2B Core

For
Merchants

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Ultra-Low Fees

Save up to 80% compared to legacy processors. Only 0.50% total.

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Instant Settlement

USDC settles to your wallet in 800ms. No hold periods.

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Zero Chargebacks

On-chain finality means no disputes, no reversals, no fraud.

User Alpha

For
Consumers

verified

2% Cash back

Earn rewards on every purchase, claimable on-chain.

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Secure Tap-to-Pay

Biometric-secured via Apple & Google Wallet. No app required.

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Privacy First

Zero-knowledge proofs protect your transaction data.

The Network Benchmark

Transaction Fee

Legacy

1.5–3.5%

Stripe

2.9% + 30¢

ZyloPay

0.50%

Settlement Speed

Legacy

2–5 days

Stripe

2–7 days

ZyloPay

800ms

User Gas Cost

Legacy

N/A

Stripe

N/A

ZyloPay

$0.00

Finality

Legacy

Disputable

Stripe

Disputable

ZyloPay

Immediate

Universal Compatibility

phone_iphoneApple Wallet
walletGoogle Wallet
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The Monolith is
Awake.

Join 12,000+ merchants currently reducing operational overhead and capturing global liquidity with Zylo Pay.